Origin

Origin is a personal financial management platform that integrates budgeting, spending tracking, investment management, estate planning, tax planning, and AI-driven financial advice into a single interface. Users begin by connecting all their financial accounts—bank accounts, credit cards, investment portfolios, loans, and mortgages—to gain a unified view of their net worth and cash flow. The platform automatically categorizes every transaction, allowing users to monitor spending patterns in real time. Its budgeting feature generates a custom budget based on the user’s historical spending and income, then tracks progress throughout each month. Users can set spending limits for categories like dining, groceries, or entertainment and receive alerts when they approach thresholds. The subscription management tool scans the user’s connected accounts to identify recurring charges, listing all active subscriptions with their amounts and frequencies; users can cancel unwanted subscriptions directly through the platform. The AI assistant, called Origin AI, answers natural language questions about personal finances, such as “How much did I spend on restaurants last month?” or “What is my current net worth?” It analyzes the user’s aggregated data to provide personalized recommendations, such as suggesting adjustments to the budget, identifying overspending patterns, or highlighting opportunities to save more. For investment management, Origin displays all investment accounts (brokerage, retirement, crypto) in one place, showing asset allocation, performance over time, and risk exposure. Users can set savings goals—like an emergency fund, vacation, or down payment on a home—and the platform projects how long it will take to reach them based on current saving habits. The tax plannin