ProofUp

ProofUp is a specialized tenant screening platform designed for property managers and multifamily operators. Its core function is to verify applicant income and identity through direct, real-time connections to applicants’ bank accounts and payroll systems, eliminating reliance on self-reported or manually submitted documents. The system operates in two to three minutes per application, returning a clear pass-or-fail recommendation based on live financial data. When a prospective tenant submits an application, ProofUp prompts them to securely link their bank account or provide access to payroll records. The platform then retrieves actual earnings history, including direct deposits, recurring payments, and employer-reported income. This process confirms the applicant’s real income without requiring them to upload pay stubs, W-2s, or tax returns. Simultaneously, ProofUp performs identity verification by matching the applicant’s government-issued ID with a live selfie, using biometric liveness detection to prevent spoofing or identity theft. One of ProofUp’s primary functions is detecting forged or manipulated documents. Many applicants attempt to submit fake pay stubs or altered bank statements to appear more creditworthy. ProofUp’s system cross-references the document data with the live financial feeds it has accessed. If the numbers on the uploaded pay stub do not match the actual bank or payroll records, the document is flagged as suspicious. The platform also checks for common forgery patterns, such as inconsistent fonts, mismatched employer names, or altered dates. This forgery detection capability is part of the overall screening report, which includes a risk assessment for each application. The output for each applicant includes a recommendation: “Passes Requiremen