Gusto Payroll and HR Platform

Gusto is a cloud-based payroll, benefits, and human resources platform for small and medium-sized businesses. Founded in 2012 by Joshua Reeves (CEO) and Edward Kim in San Francisco, California. Raised over $746 million from investors including Generation Investment Management, T. Rowe Price, Dragoneer, Fidelity, and Y Combinator. $9.5 billion valuation as of 2022. Serves over 300,000 businesses across the United States. Key features: payroll: automated payroll processing with tax calculations, filings, and payments in all 50 US states. Run payroll in minutes. Auto-calculates federal, state, and local taxes. Handles W-2s and 1099s. Direct deposit next business day. Benefits administration: manage health insurance, dental, vision, 401(k), HSA, FSA, and commuter benefits. Gusto acts as the broker. Open enrollment management. Workers compensation: pay-as-you-go workers compensation insurance with automatic premium calculations. No upfront payment. HR tools: employee directories, org charts, time-off requests and approvals, document storage, custom onboarding checklists, surveys, and performance reviews. Employee self-service: employees can view pay stubs, W-2s, update personal info, request time off, and enroll in benefits from a self-service portal. Mobile app for iOS and Android. Hiring and onboarding: offer letters, state tax registrations, new hire reporting, I-9 verification, E-Verify, and onboarding workflows. Time tracking: time clocks, timesheets, project tracking, and time-off policies. Integrates with payroll. Gusto Wallet: financial wellness app for employees. Instant pay (earned wage access), savings accounts, and Gusto debit card. International contractor payments: pay contractors in 120+ countries in their local currency. Compliance: automatic tax filings, new hire reporting, wage garnishments, ACA reporting, and year-end forms. Integrations: QuickBooks, Xero, Clover, Slack, TSheets, and 100+ apps. Ruby/JavaScript. Proprietary.