Onfido

Onfido is a digital identity verification platform that enables businesses to authenticate users remotely by analyzing government-issued identity documents and matching them with real-time selfies. The system uses artificial intelligence and machine learning to extract data from passports, driver’s licenses, national ID cards, and residence permits from over 200 countries and territories. It then compares the photo on the document with a live facial image captured via the user’s camera, employing liveness detection to prevent spoofing attacks such as printed photos, videos, or deepfakes. The service is built around three core verification steps: document verification, facial comparison, and liveness detection. Document verification checks the authenticity of the ID by examining security features like holograms, microprinting, UV patterns, and barcodes. The AI model can detect tampering, expired documents, or inconsistent data fields. Facial comparison uses biometric algorithms to calculate the similarity between the document photo and the live selfie, returning a score that indicates the likelihood they belong to the same person. Liveness detection analyzes subtle cues such as skin texture, eye blink, head movement, and background depth to confirm the user is physically present. Onfido also offers a suite of supplementary checks. These include watchlist screening against global sanctions, politically exposed persons (PEPs), and adverse media lists for anti‑money laundering (AML) compliance. Another feature is proof of address verification, where users upload utility bills or bank statements, and the system extracts and validates the address data. For businesses that need ongoing monitoring, Onfido provides identity re‑verification triggers based on changes in user behav