丰泊国际

FundPark (丰泊国际) is a Hong Kong-based financial services provider specializing in cross-border e-commerce financing, particularly offering USD-denominated loans tailored for online merchants. Its primary product, "丰收融" (Harvest Finance), is designed to address the working capital needs of e-commerce sellers, especially those operating on global platforms such as Amazon, eBay, Shopify, and similar marketplaces. The service enables merchants to access funds quickly, with a streamlined application process that can be completed in as little as three minutes. The platform emphasizes speed and convenience: merchants register with encryption in ten seconds, submit a loan request, and receive funds rapidly—often within the same day—directly into their designated bank accounts. The core functionality revolves around a credit assessment model that leverages the merchant’s sales history and store performance data from linked e-commerce platforms. By authorizing FundPark to access their store data (e.g., transaction records, inventory turnover, customer reviews), sellers can obtain a credit line without traditional collateral or lengthy paperwork. Loan amounts are flexible and can range from several thousand to hundreds of thousands of US dollars, depending on the store’s revenue trajectory and seasonality. Interest rates are competitive and calculated on a daily or monthly basis, with repayment structured to align with the seller’s cash flow cycles—for instance, through fixed installments or flexible payback schedules tied to future sales. The service also includes a "七天天免息计划" (seven-day interest-free plan) for eligible users, which allows merchants to test the loan facility without incurring interest for the first week.